October 17,2008

<body topmargin=0 leftmargin=0 marginheight=0 marginwidth=0> <table cellpadding=0 cellspacing=0 border=0><tr> <td valign="top" colspan=2 height=90 BGCOLOR="#006699" TEXT="#080000" background="600fd5a3.jpg"> <div> <FONT SIZE="5" COLOR="#000000" FACE="Arial" ><B>About me</B></FONT><FONT SIZE="1" COLOR="#000000" FACE="Arial" ><B>     |     </B><A HREF="index.htm" TARGET="_top" TITLE="About me"><B>home</B></A><B>   </B></FONT><FONT SIZE="4" COLOR="#000000" FACE="Arial" ><B>   </B></FONT><FONT SIZE="4" COLOR="#FFFFFF" FACE="Arial" ><A HREF="id266.htm" TARGET="_top" TITLE="National City MORTGAGE Escrow "><B>National City MORTGAGE Escrow </B></A><B>     </B></FONT><FONT SIZE="4" COLOR="#000000" FACE="Arial" ><B> </B></FONT><FONT SIZE="4" COLOR="#FFFFCC" FACE="Arial Black" ><A HREF="2010_escrow_and_other_money_forward.htm" TARGET="_top" TITLE="_"><B>2010 ESCROW AND OTHER MONEY FORWARD</B></A><B>    </B></FONT><FONT SIZE="1" COLOR="#000000" FACE="Arial" ><B>               </B></FONT><A HREF="id285.htm" TARGET="_top" TITLE="October 17,2008 "><B>October 17,2008  </B></A><B>     </B><A HREF="id284.htm" TARGET="_top" TITLE="November 19, 2008 "><B>November 19, 2008 </B></A><B>   </B><A HREF="id286.htm" TARGET="_top" TITLE="December 10,2008"><B>December 10,2008</B></A><B>   </B><A HREF="id287.htm" TARGET="_top" TITLE="NC CHECK"><B>NC CHECK</B></A><B> </B><A HREF="id293.htm" TARGET="_top" TITLE=" Check deposited to ESCROW"><B>  Check deposited to ESCROW</B></A><B>  </B><A HREF="id288.htm" TARGET="_top" TITLE="LATE CHARGES RACKED UP"><B>LATE CHARGES RACKED UP</B></A><B>  </B><A HREF="id289.htm" TARGET="_top" TITLE="ESCROW DEPOSIT"><B>ESCROW DEPOSIT</B></A><B>    </B><A HREF="id290.htm" TARGET="_top" TITLE="2008 ESCROW DISBURSEMENTS"><B>2008 ESCROW DISBURSEMENTS</B></A><B>     </B><A HREF="id291.htm" TARGET="_top" TITLE="BROKEN WRIST"><B>BROKEN WRIST</B></A><B>  </B><FONT SIZE="4" COLOR="#FFFFCC" FACE="Arial Black" ><A HREF="id294.htm" TARGET="_top" TITLE="FAX TO OBAMA"><B>FAX TO OBAMA</B></A><B>  </B><A HREF="id295.htm" TARGET="_top" TITLE=" ESCROW PAYOUT"><B>             ESCROW PAYOUT</B></A><B>   </B><B>  </B><A HREF="id296.htm" TARGET="_top" TITLE="November 2009 ESCROW DUE"><B>November 2009 ESCROW DUE</B></A><B>    </B><A HREF="250344__jan_2009__validated.htm" TARGET="_top" TITLE="2,503.44 JAN 2009 VALIDATED"><B>2,503.44  JAN 2009  VALIDATED</B></A></FONT></div> <div> <IMG BORDER="0" SRC="1x1.gif" HEIGHT="14" ALIGN="BOTTOM" HSPACE="0" VSPACE="0" WIDTH="14"><B>   </B><IMG BORDER="0" SRC="1x1.gif" HEIGHT="14" ALIGN="BOTTOM" HSPACE="0" VSPACE="0" WIDTH="14"><B>     </B><A HREF="id266.htm" TARGET="_top" TITLE="National City MORTGAGE Escrow "><B><IMG SRC="5a50e0e0.png" border=0 width="14" height="14" ALT="previous" ALIGN="BOTTOM" HSPACE="0" VSPACE="0"></B></A><B>  </B><A HREF="november_17__2008.htm" TARGET="_top" TITLE=" "><B><IMG SRC="5a60e0e0.png" border=0 width="14" height="14" ALT="next" ALIGN="BOTTOM" HSPACE="0" VSPACE="0"></B></A></div> <div> </div> </td> </tr><tr> <td valign="top" width=210 BGCOLOR="#FFCC66" TEXT="#080000" background="601d2b03.jpg"> <bR> </td> <td valign="top" height=390 width="100%" BGCOLOR="#FFFFFF" TEXT="#080000"> <div> <I>October 17,2008  </I></div> <div> <I> </I><FONT SIZE="4" COLOR="#000000" FACE="Arial Black" ><B>LETTER OF REASSURANCE  </B></FONT></div> <div> <IMG SRC="6a0610d0.jpg" border=0 width="609" height="781" ALIGN="BOTTOM" HSPACE="0" VSPACE="0"></div> </td> </tr></table></body>