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October 14, 2008 reciept fraud, unclean hands and breach of contract
Sixth Affirmative Defense – Fraud, Unclean Hands and Breach of Contract
Sometime during 2008, the Counter-Plaintiff discovered that her monthly payment of $3,087.52 was wrong and that the lender, National City Bank had overcharged her for escrows.
The Defendant filed papers with the lender and requested that her monthly payments be decreased.
On October 14, 2008, the lender entered into an agreement memorialized by a letter of even date, in which City National Bank agreed to accept a payment of $2,506.07. This agreement was further confirmed by correspondence dated October 17, 2008, a copy of this correspondence is attached hereto and made a part hereof marked Defendant's Exhibit "A".
This agreement in no way took into account the overpayments made by the Defendant to the lender for a period of two years. Nevertheless, after accepting two payments in the amount of $2,506.52, the lender decided to reject the third payment for the month of December 2008 under cover of letter December 10, 2008. A copy of this letter is attached hereto and made a part hereof marked Defendant's Exhibit "B".
The refusal to accept these payments in essence forced the Defendant into a default mode and eventually resulted in the foreclosure action made the subject of this lawsuit.
The Plaintiff as servicing agent for City National Bank owes this Defendant well over twenty thousand dollars and has breached its contract with the Defendant by refusing to accurately escrow funds and correct this error and furthermore has breached its agreement of October 14, 2008 with the Counter-Plaintiff.
The Defendant was obligated to hire the undersigned attorney in order to prosecute this action and is entitled to attorney's fees pursuant to Paragraph 22 of the mortgage and paragraph 7(E) of the promissory note.
Attorney's Fees
The Defendant was obligated to hire the undersigned attorney to defend this action and has obligated herself to pay the undersigned attorney a reasonable fee and as prevailing party will be entitled to reimbursement of his attorney's fees pursuant to Paragraph 22 of the Mortgage and Paragraph 7(E) of the Note.
Margin Annotation Note:
There is a handwritten note written vertically along the left margin of the page that says: "They sent me a..." (The rest of the handwritten sentence is cut off by the edge of the scan).
ai translate to words readable
OCTOBER AND november 2--8bank reciepts
above screen shot is the banks actions, below on the appellate court docket is my attorney s answer to bereaking down each payment, monthly in the appellate court six years ago with my have a PER CURIM AFFIRM TO MY CASE.
I MADE A BOOK OUT OF MY ANSWER IN THE APPEALATE COURT
TURN PAGES AS YOU TURN PAGES IN A BOOK BY USING YOUR MOUSE.
October 14, 2008 reciept
THE 2010 FORECLOSURE I COUNTER SUED THUS WAS TERMED COUNTER PLAINTIFF BY MY LAWYER.
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