About me

<body topmargin=0 leftmargin=0 marginheight=0 marginwidth=0> <table cellpadding=0 cellspacing=0 border=0><tr> <td valign="top" colspan=2 height=90 BGCOLOR="#006699" TEXT="#080000" background="600fd5a3.jpg"> <div> <FONT SIZE="5" COLOR="#FFFFFF" FACE="Rockwell Extra Bold" ><B>About me</B><B> </B></FONT><B> |  </B><A HREF="index.htm" TARGET="_top" TITLE="About me"><B>home </B></A><B>   </B><A HREF="id16.htm" TARGET="_top" TITLE="Pefley Family"><B>Pefley Family</B></A><B> </B><A HREF="id51.htm" TARGET="_top" TITLE="Congratulations"><B>Congratulations</B></A><B>  </B><A HREF="id253.htm" TARGET="_top" TITLE="Cosmetology License Renewal"><B>Cosmetology License  Renewal</B></A><B>   </B><A HREF="id42.htm" TARGET="_top" TITLE="Shoulders"><B>Shoulders</B></A><B>  </B><A HREF="id45.htm" TARGET="_top" TITLE="Snook Fishing"><B>Snook Fishing</B></A><B>  |  </B><A HREF="id54.htm" TARGET="_top" TITLE="abstract"><B>abstract</B></A><B>   |  </B><A HREF="id46.htm" TARGET="_top" TITLE="governors letter"><B>governor's letter</B></A><B> </B><B>  | </B><B>  </B><A HREF="id57.htm" TARGET="_top" TITLE="Hair Styling Contest Winner "><B>Hair Styling Contest  Winner             </B></A><A HREF="id2.htm" TARGET="_top" TITLE="MEMORY DR. Edward J. Rackowski AND Ma"><B>MEMORY  DR.  Edward J. Rackowski  AND Mazzi RAMBO</B></A><B>   </B><A HREF="id266.htm" TARGET="_top" TITLE="National City MORTGAGE Escrow "><B> </B></A></div> <div> <B> </B><A HREF="id233.htm" TARGET="_top" TITLE=" July 19"><B>                                 July 1959 Day of Acceptance to Lilly Clinic</B></A><A HREF="anne_monroe_at_the_state_building.htm" TARGET="_top" TITLE="Cheranes RICH SOURCE IN SELF"><B>Cherane's RICH SOURCE  IN SELF"</B></A><B>  |</B><A HREF="id2.htm" TARGET="_top" TITLE="MEMORY DR. Edward J. Rackowski AND Ma"><B>MEMORY  DR.  Edward J. Rackowski  AND Mazzi RAMBO</B></A><B>  </B><A HREF="id40.htm" TARGET="_top" TITLE="Douglas Rosa Painting (copyrights by Che"><B>Douglas Rosa Painting (copyrights by Cherane Pefley</B></A><B>   | </B><A HREF="id264.htm" TARGET="_top" TITLE="W. DOUGLAS ROSA LIVING ART "><B>W.  DOUGLAS  ROSA   LIVING ART </B></A><B>|  </B><B> </B><A HREF="id249.htm" TARGET="_top" TITLE="Details"><B>Details</B></A><B> <meta name="keywords" content="bird breeder, breeding birds, quarantine in a breeding facility, flock health management, avian protection" /> <meta name="robots" content="index,follow" />  </B><FONT SIZE="3" COLOR="#FFFFFF" FACE="Arial" ><B> <script language=JavaScript>  </script>  </B><B> <meta name="keywords" content="bird breeder, breeding birds, quarantine in a breeding facility, flock health management, avian protection" /> <meta name="robots" content="index,follow" />  </B></FONT></div> </td> </tr><tr> <td valign="top" width=210 BGCOLOR="#FFCC66" TEXT="#080000" background="601d2b03.jpg"> <div> <IMG SRC="6447d6f0.jpg" border=0 width="125" height="111" ALIGN="BOTTOM" HSPACE="0" VSPACE="0"></div> <div> 67 years young</div> <bR> <div> <U> <TABLE BORDER="0" CELLPADDING="2" CELLSPACING="1" WIDTH="77" BORDERCOLORLIGHT="#C0C0C0" BORDERCOLORDARK="#808080" FRAME="BOX" RULES="ALL" HSPACE="0" VSPACE="0" > <tR> <tD VALIGN=TOP HEIGHT= 82 WIDTH="71"><div> <A HREF="id314.htm" TARGET="_top" TITLE="Grandfather Hubbard (Wonderful foster ho"><U>Grandfather Hubbard (Wonderful foster home)</U></A></div> </tD> </tR> <tR> <tD VALIGN=TOP HEIGHT= 33 WIDTH="71"><div> <A HREF="id15.htm" TARGET="_top" TITLE="Part of my heart"><U>Part of my heart</U></A></div> </tD> </tR> <tR> <tD VALIGN=TOP HEIGHT= 16 WIDTH="71"><div> <A HREF="id17.htm" TARGET="_top" TITLE="Gather"><U>Gather</U></A></div> </tD> </tR> <tR> <tD VALIGN=TOP HEIGHT= 16 WIDTH="71"><div> <A HREF="id38.htm" TARGET="_top" TITLE="Means "><U>Means </U></A></div> </tD> </tR> <tR> <tD VALIGN=TOP HEIGHT= 33 WIDTH="71"><div> <A HREF="id16.htm" TARGET="_top" TITLE="Pefley Family"><U>Pefley Family</U></A></div> </tD> </tR> <tR> <tD VALIGN=TOP HEIGHT= 33 WIDTH="71"><div> <A HREF="id37.htm" TARGET="_top" TITLE=" Fun Times"><U>        Fun Times</U></A></div> </tD> </tR> <tR> <tD VALIGN=TOP HEIGHT= 82 WIDTH="71"><div> <A HREF="id67.htm" TARGET="_top" TITLE="Psittacine Feeding Device and Method U.S"><U>Psittacine Feeding Device and Method U.S. Patent</U></A></div> </tD> </tR> <tR> <tD VALIGN=TOP HEIGHT= 33 WIDTH="71"><div> <A HREF="id68.htm" TARGET="_top" TITLE="Auto Mechanics"><U>Auto Mechanics</U></A></div> </tD> </tR> <tR> <tD VALIGN=TOP HEIGHT= 33 WIDTH="71"><div> <A HREF="id69.htm" TARGET="_top" TITLE="Lakewood Park"><U>Lakewood Park</U></A></div> </tD> </tR> </TABLE></U></div> <div>  </div> </td> <td valign="top" height=390 width="100%" BGCOLOR="#FFFFFF" TEXT="#080000"> <div> <A HREF="id177.htm" TARGET="_top" TITLE=" cheranes messages on M"> cherane's messages on                  Macaws List</A>      <FONT SIZE="5" COLOR="#000000" FACE="BacktalkSerif BTN" ><I>About me</I></FONT></div> <div> <I><B><IMG SRC="75624b50.jpg" border=0 width="548" height="437" ALIGN="BOTTOM" HSPACE="0" VSPACE="0"></B></I></div> <bR> <div> <I><B>This noe is regarding the span of time that National City  blocked my December q payment at the branch of Royal Palm.</B></I></div> <bR> <div> <I><B>I had taken in the email as told by the manager of that branch. However, I was blocked from making the December 2008 payment.</B></I></div> <bR> <bR> <div> <I><B>The manger ( same lady email name) picked up the phone and calledd this attorey and sent me over to him straight away.</B></I></div> <bR> <div> <I><B>He was busy at that time so I deceided to tray to make apayment again in a cou;le of days.    December 5, 2008 I attempted to make the deecember payment again.  BLOCKED with th emanager asking me if I saw the attorney, i said no and was on my way to him. </B></I></div> <bR> <div> <I><B> I retained him December 5</B></I></div> <div> <I><B>I retained him that very day, December 5, 2008.   He worked with NC and PNC almost a year with calling me november 2009 and told me to come n a he volunteered to give me back all the money i had paid him wiht telling me my children would be in graves before I would come out of this in what has happened to me.  I needed an attorney who could afford this fight. </B></I></div> <bR> <div> <I><B>when diteh called me in deceber  2009 i was eager to do anything tomake my mortgge correct and i did just that, everything little thing that they prommised me</B></I></div> <bR> <div> <I><B>I got that NC check december 19,2008 for my november apayment. instead of my ESCROW.</B></I></div> <bR> <bR> <bR> <div> <I><B>please note in the title search DITECH IS ON MY TITLE REPORT THE VERY DAY TRANFERRED BY pnc.  MY LAST PAYMENT BY ELECTRONIC  FOR MODIFICATION WAS COMPLETED.............AGAIN FRAUD BROUGT UP IN RRAIL AS A FIDICUARY  AGENT TO FANNI MAI, THE LIED IN COURT THAT THEY HAD RECIVED ONE PYMENT.... ILL MY ATTORNEY GAVE TECOURT THE ELCRONIC TRANSFERS........</B></I></div> <bR> <bR> <div> <I><B>I have observed many dragged out of the ir homes on strenchers, homeless ths the reason why I took my AMENDED FIANL JUDGEMENT to CFPB...they scanned ti to others and iwhtin thirteen months got sixty threemollion.</B></I></div> <bR> <div> <I><B>BECAUSE I DO CARE..  in my opinion once the court hears of a aged, sick or whatever......a victime has been brought out for the courts to revicimize.</B></I></div> <bR> <div> <I><B>when this happend i went everywhere even the president i faxed......... Mario,  many letters begging for help</B></I></div> <bR> <div> <I><B>Cherane Pefley   just so you know i just didn't sit and do nohting. they made me take 'creditors courses and jump through many hoops to no avail.</B></I></div> <div> <I><B>Matthew Francis Lupardo</B></I></div> <div> <I><B>The Florida Bar</B></I></div> <div> <I><B>https://www.floridabar.org › find-mbr › profile</B></I></div> <div> <I><B>Matthew F. Lupardo, P.A. 685 Royal Palm Beach Blvd Ste 104. Royal Palm Beach, FL 33411-7642. Office: 561-204-2988. Cell: 561-204-2988 - No Text Messages.</B></I></div> <bR> <bR> <bR> <bR> <bR> <bR> <bR> <bR> <bR> <bR> <div> <A HREF="https://www.govinfo.gov/app/details/USCOURTS-nysb-1_19-bk-10412/USCOURTS-nysb-1_19-bk-10412-81" TARGET="_top" TITLE="https://www.govinfo.gov/app/details/USCO">https://www.govinfo.gov/app/details/USCOURTS-nysb-1_19-bk-10412/USCOURTS-nysb-1_19-bk-10412-81</A></div> <div> <B>Cherane Pefley</B><FONT SIZE="3" COLOR="#000000" FACE="Arial" > is along  with PNC AND JPMORGAN,</FONT></div> <div> Pachulski Stang Ziehl & Jones LLP, Attorney</div> <div> Rich Michaelson Magaliff, LLP, Attorney</div> <div> RAS Boriskin LLC, Attorney</div> <div> Quinn Emanuel Urquhart & Sullivan LLP, Attorney</div> <div> AGNES I. Cordero Next, Attorney</div> <div> Lauren Masullo, Attorney</div> <div> Gregory J Needle Law PC, Attorney</div> <div> J. Gregory Godsey, Attorney</div> <div> Adam Apollo, Attorney</div> <div> Andrew Jay Kulick, Attorney</div> <div> XCLAIM Inc., Broker</div> <div> Epiq Corporate Restructuring, LLC Claims Agent, Claims and Noticing Agent</div> <div> Elise S. Frejka, Consumer Privacy Ombudsman</div> <bR> <div>  <a href="HTMLobj-1955/deceber_22response.pdf"><u>MEMORANDUM OF OBJECTION</u> </a>  </div> <div>  <a href="HTMLobj-1931/deceber_response_to_summary_Response_To_Motion.pdf"><u>RESPONSE TO DECLARATORY RELIEF</u> </a>  </div> <div>  <a href="HTMLobj-1956/deceber_response_to_summary_Response_To_Motion.pdf"><u>RESPONSE FILED DECEMBER 22,2024</u> </a>  </div> <div>  <a href="HTMLobj-1954/transcript_finaljudgement_stamp.pdf"><u>MARCH 27,2014- TRIAL ATTORNEY</u> </a>  </div> <bR> <div>                    CLICK IMAGE TO READ RESPONS</div> <bR> <div> About me<A HREF="https://online.flipbuilder.com/cheranepefley/wkfx/" TARGET="_top" TITLE="https://online.flipbuilder.com/cheranepe"><IMG SRC="796c8de0.jpg" border=0 width="200" height="222" ALIGN="BOTTOM" HSPACE="0" VSPACE="0"></A></div> <bR> <bR> <bR> <bR> <bR> <bR> <bR> <div> <IMG SRC="77ac3a10.jpg" border=0 width="451" height="673" ALIGN="BOTTOM" HSPACE="0" VSPACE="0"></div> <div> Cherane Pefley shared a memory — with  5 others</div> <bR> <div> <IMG SRC="7836cfc0.jpg" border=0 width="1132" height="508" ALIGN="BOTTOM" HSPACE="0" VSPACE="0"></div> <bR> <div>  </div> <div> <IMG SRC="78792120.jpg" border=0 width="914" height="530" ALIGN="BOTTOM" HSPACE="0" VSPACE="0"></div> <bR> <bR> <div> <IMG SRC="78901560.png" border=0 width="1025" height="854" ALIGN="BOTTOM" HSPACE="0" VSPACE="0"></div> <bR> <bR> <div> Shared with Public</div> <div> Marriages contributed not once cent to the showcase of God's Blessings to me, if anything, those husbands made an attempt to step in front of God or father to claim my blessings as</div> <div> no child support, zero; what told me that man was evil is when he took checks and sign them S. A MONROE  and presented them to the court.   He didn't get away with that for his girlfriend </div> <div> was Susan Ann </div> <div>  and when he was caught in Kansas, Kansas protected all fathers who run to it on support back in those days.</div> <div> 74, my husband of five months was in an accident and was dying.  His family,</div> <div>  Pages made him incompetent, then preceded t sue me for alimony and support in filing divorce papers on my crashing heart to this day other than my son was kidnapped, painful eventful.  </div> <div> I had to pay $1,700 with an agreement that ALL MY PROPERTY  would REMOVE HIS NAME from MY Property that I had owned, including my two businesses since age 23.  I was 36 years old and known to be an accomplished Mother and businesswoman  before I m married </div> <div> Dr. Roy F. Page and acquired his two bonus children.  Four children lost their home the day I was sued for a divorce by his family, the pages of Vero beach.</div> <div> 1981, I married an old sweetheart back in 68.   Four months later, he sued me for HOMESTEAD ON MY CONDOMINIUM....</div> <div> The laws had changed to allow a living in to claim homestead, much less god forbid you to marry 'it'.   I was forty years old,  my last marriage.</div> <div> I did have, for a couple of years a wonderful </div> <div> man, caring, giving, and supportive till my accident thirty-three years ago which he stuck by me for about seven years but the woman he knew and loved was gone forever in place was me as I am today.</div> <div> One might think I would know better due to a term paper I wrote, Nuptials AND THE SYSTEM; I based that term paper on GEORGE ORWELL's 1984</div> <div> 7 Years Ago</div> <div> See your memories</div> <div> Cherane Pefley is with Mark Monroe and 3 others</div> <div> .</div> <div> portoeSnds1ttcyc,165663gf51h6309r29517m aaca20326a 59u75J7in  · West Palm Beach, FL  · Shared with Public</div> <div> I had three great Mentors that. Before the coming of these females into my life in the middles sixties, I had only Eli Lilly to guide me. Charlete Tilfford Monroe, Eileen Monroe, Yaya, Mary Macrellis, Eve Tucker (Eve had the courage to run for Congress in 1974.)  I was the first single woman in a three-county area to own, operate a business with credit not even allowed to woman till 1973.  I moved to Florida in 1963 without one family member. what else was new?  I had no one other than Eli Lilly that looked out for me.  My babies and I lived in a boat warehouse for the first year and thus I learned to be a fisherman.  We had a  hot plate, and there was running water in that building.   I managed to buy a ford auton thus found a good job to sock our money away.  I steadily made friends of which I have to this day as I raised my boys.</div> <div> By 1964 I had bought my first salon (on cherane.com) with an outside toilet.  By 1966 I built and moved my business into the commercial building I built on Sunshine State Parkway.  I had sold that in 2007 for $175,000.   </div> <div> I was one of the first women in the USA to acquire SBA dire loans for both businesses.  In 1970 I opened my third salon, sold it in 1975. </div> <div> Throughout my entire adult life, I bought and sold the property to make a living for that was the least expensive way to pay tax, Capital Gain is contributing yet the least tax. My first great deal was when I did an EXCHANGE with Harbor Federal two lots for a Condo on the Inter Coastal Waterway in Vero Beach in 1981, I own since April 1979 Which became known after that as 1031 LIKE AND KIND EXCHANGE.  All I got was a Satisfaction of mortgage for that Condo... then in 1998 sold it for 105,000.   Just a short cursory of my history in how I obtained much of what I have...........Mark would remember the most for he and Michael worked beside me as I painted house, cleaned windows, and painted roofs with tar as my second job till the middle seventies.</div> <div> I owned no house to live in till Mark had his house first, paid for I owned my first house in 1991 two weeks before I made sure that Richard (Michael  9 was subsided for the first six years by me with no payments for the first four years and two years six thousand payments when I told him to go refinance for thirty thousand...matter of record for it is there on Marion county records(.</div> <div> femmethemovie.com</div> <bR> <bR> <div> <B> http://online.flipbuilder.com/cheranepefley/ovfn/  </B></div> <bR> <bR> <bR> <div> <B>OORGIAN,KUNTZ,JJ.,and FAHNESTOCK,FABIENNE,Associate  Judge,  concur. *           *     </B></div> <bR> <div> <B><IMG SRC="772e3070.jpg" border=0 width="995" height="1287" ALIGN="BOTTOM" HSPACE="0" VSPACE="0"></B></div> <div> <B>    </B></div> <div> <B><IMG SRC="773f3490.jpg" border=0 width="499" height="585" ALIGN="BOTTOM" HSPACE="0" VSPACE="0"></B></div> <bR> <bR> <bR> <bR> <div> <B>The only pictures I have of me under age as a baby/child under ten years of age.  On the end table there is a picture of me I'm told at age four, however I was not successful in attempting to have this enlarged.</B></div> <div> <B>    Cherane, Dorothy Jean and Kathy     </B><A HREF="id310.htm" TARGET="_top" TITLE="_"><B>--Type Title Here--</B></A><B>   Catholic Cherities childhood </B><A HREF="id306.htm" TARGET="_top" TITLE="Catholic Charities record "><B>Catholic Charities record </B></A><B>   </B><A HREF="id232.htm" TARGET="_top" TITLE="Aviculture Consultant"><B>Aviculture  Consultant</B></A></div> <div>    <IMG SRC="5f191360.jpg" border=0 width="401" height="310" ALIGN="BOTTOM" HSPACE="0" VSPACE="0"></div> <bR> <div>                                        </div> <bR> <div>                                                  </div> <div> <IMG SRC="1d17ea80.jpg" border=0 width="126" height="168" ALIGN="BOTTOM" HSPACE="0" VSPACE="0">      </div> <div> Sharon Pefley Age 10  </div> <bR> <div> Richard Monroe (my husband at this time) my friend (I liked Jean) and her husband. Notice my apron, what a gal...yep, I cooked, clean and played house slave for a while.. </div> <div> January 1961 weeks after my last baby's birth of which I was twenty by two months.</div> <div> <IMG SRC="47957550.jpg" border=0 width="343" height="341" ALIGN="BOTTOM" HSPACE="0" VSPACE="0"></div> <bR> <bR> <bR> <bR> <bR> <bR> <bR> <bR> <bR> <div> This site was designed and built by: Cherane Pefley Copyright © 2008.  All rights reserved</div> </td> </tr></table></body>